Your budget is too tight, and you need to find some room for savings fast. Otherwise, you might find yourself in a tricky situation when you get hit with an emergency expense.
What can you do if your car breaks down or your furnace needs repairs? If you don’t have enough room in the budget, you could put the urgent expense on your credit card, or you could submit a request today for a personal loan online. Personal loans let you borrow funds so that you can deal with the emergency quickly and then manage repayments later on. They’re simple solutions when you don’t have other options.
You can also avoid this tricky situation by getting more savings out of your budget. Those savings can come in handy whenever something goes wrong. How can you get savings? The easiest way to do that is to look at a variable expense like groceries and shrink it as best as you can.
Here are six ways that you can cut down your grocery spending:
1. Use Coupons and Discount Codes
Stop paying full price for your groceries. Find discount codes and printable coupons that you can use whenever you need to restock your kitchen.
2. Learn About Seasonal Foods
Foods are more affordable when they’re in season. And they taste better, too! Learn what fall fruits and vegetables you should think about adding to your shopping cart.
3. Go Generic
Sometimes, you’re paying for the label — not the quality — when you spend more. For pantry basics like tomato sauce and canned beans, you should save yourself some money by going for the generic brands.
4. Learn How to Store Your Groceries
One of the best ways to cut down your grocery bills is to reduce your food waste. When you’re not throwing out so much food every week, you won’t have to buy more to replace it.
Here are some tips for storing groceries properly:
- Keep your herbs moist in the fridge. You can do this by trimming the stems and storing them in a jar of water like fresh-cut flowers.
- Keep uncooked grains and baking ingredients in airtight plastic/glass containers in the pantry or cupboards.
- If you’re tired of throwing out produce, you can freeze fruits and vegetables to keep them fresher for much longer. You can do the same with items like butter, bread, meat and whole nuts.
5. Stop Paying for Convenience
There are lots of items at the grocery store that will cater to your convenience at a higher price. If you’re desperate to cut down costs, you should sacrifice that convenience for more savings. You’ll just have to put in a little bit of extra effort.
What are some examples?
- Instead of buying pre-cut fruit, get whole fruit and prepare it yourself.
- Instead of buying bags of microwavable popcorn, buy kernels and make your own stovetop popcorn.
- Instead of buying pre-made granola, follow a simple granola recipe on your own.
6. Plan Ahead
When you go to the grocery store with a clear plan, you’ll be less likely to spend impulsively and buy foods that you don’t really intend to cook or eat. Look up recipes, meal-plan for the week, and make a thorough shopping list of every ingredient you need to buy. This will help you save.
You don’t have to sacrifice meals to save money. Follow these tips to shrink your grocery costs and stock your kitchen at the same time.